Our approach to financial planning follows a four-step process:
- Initial consultation This is a face-to-face meeting without obligation to you. We use this meeting to understand what is important to you. Our priority is to ensure that, when you meet us, you feel confident enough to ask us probing questions that will naturally give you piece of mind if we answer these questions sufficiently. We understand it takes years to build trust in any relationship and therefore we want you to be able to tell us whether or not we are suitable for your plans. During this meeting we will discuss your personal, or business, financial needs and objectives, and will collect information relating to your existing financial arrangements. We aim to develop a deep understanding of your personal goals and objectives to ensure we can offer you appropriate solutions that fit your plans perfectly.
- Analysis and research Following our initial meeting, if you decide that you would like us to take things further, we will then conduct a comprehensive review of your existing arrangements in line with your stated objectives. It’s vital in these meetings that you are as open with us as possible to ensure that we are able to put together a financial strategy that maximises your current financial circumstances. We will also take into consideration the levels of risk that is applicable to you and your financial objective. With this in mind, we will then review whether your existing arrangements are suitable.
- Recommendation and implementation Once all of the analysis and research is complete we will meet with you to discuss our recommendations. During this meeting we will make recommendations that we feel support your current and/or future objectives. Some recommendations may address new needs that have arisen through our research, while others aim to develop your existing plans. Once you are happy with our recommendations, we will then take ownership for implementing the areas of advice with which you agree to proceed.
- On-going Review This is where we will demonstrate to you that you have made the right decision in deciding to put your trust in us. We aim to build long-term relationships with our clients so that, in time, our clients become advocates of our business. We commit to providing on-going, regular, face-to-face advice to ensure the original plans put in place today are still suitable for your needs in the future.